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         Auto – Home – Life – Commercial – Flood – Boat Insurance

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J.R. & Associates Agency is an independent insurance agency that helps people protect their property, assets, and loved ones.

We specialize in home, auto, commercial, flood and life insurance products. We are committed to excellence. We are qualified professionals with years of experience and we are here to guide clients in respecting their insurance needs.

We are aware of how complex it is to purchase insurance and each individual has a specific need. That is why we are here to make the process so much easier, while also providing adequate coverage and adequate protection.

Homeowners Insurance

 
Typically, your home is your largest asset investment. That being said, it is important that you protect that asset from any risk that may arise at any given time that could cause a loss on your investment.Learn more.

Car insurance

Florida ranks third in the nation for car accidents. This is due to many factors such as vacation travel, population, and more … There is also a high rate of uninsured motorists in Florida. You must ensure that you have taken the correct car insurance coverage and limits to properly insure your vehicle. Anyone in the vehicle, including yourself, in the event of an accident. Learn more.

Flood insurance

Flood insurance is probably one of the most misunderstood coverages. Goodbye Florida, residents and tourists. With the many canals that surround Florida, we are extremely susceptible to flooding. In the event of a flood, many homeowners are surprised that they do not have adequate coverage to protect their homes and belongings. Don’t get caught up in proper coverage. Learn more.

Commercial (business) insurance

Florida may not have a large corporate business industry, but it is rich in services and trades, all of which must be insured to protect the small business owner from liability and claims arising against everyone. Whether large or small, it is important to protect your business against many risks. Learn more.
 
 

Life insurance

Accidents happen, and because Florida is such a busy state, they happen more frequently than in most places in the country. Many of us have families and financial obligations. Although we are reluctant to think about it, imagine a day when we cannot take care of our families and financial obligations. Life insurance products provide us with the means to help our loved ones in the event that we must transition to this harsh reality. Learn more.

Boaters insurance

Florida has more boats / boaters than anywhere else in the country. With this statistic, it makes sense that there are more boat accidents in Florida than anywhere else in the US Additionally, there is a high rate of boat theft in Florida. For these reasons, you must ensure that you and your investment are adequately protected. Learn more.

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